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Dedicated Professionals

Our dedicated team at Female Financial Fitness consists of educated and compassionate professionals who are committed to providing a high quality of financial education to our clients. Each team member brings a wealth of experience to ensure the financial well-being and success of the women we serve.

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We are always looking for smart and driven women to join our team! Feel free to mention your interest in joining our team on the contact form.

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Denise Sandkamp

Founder & CEO

Carol.heic

Carol Lacayo

Capital Investment

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Patricia Marinho

Financial Strategy

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Training Associate

MBA, multi-lingual, 25 years with American Express and Citi. Insurance & Annuities licensed. Currently enrolled in a CFP Board-Registered Education Program through Boston Institute of Finance.

After graduating in Food Technology, Carol discovered her passion for real estate and finance and is now a dedicated real estate investor, developer, and private lender.

Insurance & Annuities licensed, multi-lingual, 

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Female Financial Fitness provides educational content only and does not offer financial, investment, or insurance advice. All services requiring licensure are offered separately by licensed  professionals. Female Financial Fitness is independently operated and is not affiliated with or endorsed by any brokerage firms or associated entities.

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Privacy Policy

Accessibility Statement

Female Financial Fitness provides educational content only and does not offer financial, investment, or insurance advice. All services requiring licensure are offered separately by licensed  professionals. Female Financial Fitness is independently operated

and is not affiliated with or endorsed by any brokerage firms or associated entities.

 

PRIVACY & TERMS OF USE 

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​Disclaimer: Female Financial Fitness is an inclusive brand. While we focus our marketing and strategy around the female hearts and smarts, every gender and gender identity are welcome and will receive equal service. 

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Privacy Policy (FeFiFi.com)

Privacy Policy Effective Date: 05/12/2025. Female Financial Fitness (“FeFiFi”, “we”, “our”, or “us”) respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, and safeguard your information when you visit our website, www.fefifi.com.1. Information We may collect personal information that you voluntarily provide to us, including your name, email address, phone number, and message content when you submit a form, schedule an appointment, or contact us. 2. How We Use Your Information: We use your information to respond to inquiries and provide requested information, send educational materials and resources, schedule and confirm appointments, comply with legal obligations. We do not sell your personal information. Your information may be shared with licensed professionals only for the purpose of providing requested financial services. 3. Third-Party Services: We may

use trusted third-party tools such as scheduling software, analytics, or email marketing platforms that process data on our behalf under secure agreements. 4. Cookies and Tracking: We may use cookies or tracking tools to improve site functionality. You can disable cookies in your browser settings .5. Your Rights: You may request access to, correction of, or deletion of your personal data by contacting us at [Your Contact Email] .6. Security: We implement reasonable safeguards

to protect your data, but no system is 100% secure. Use this site at your own risk.7. Changes to This Policy: We may update this Privacy Policy from time to time. Changes will be posted on this page with a revised effective date.

 

Contact Us If you have any questions, please contact us at inf@FeFiFi.com. Terms of Use (FeFiFi.com) Terms of Use Effective Date: 05/12/2025. Welcome to www.fefifi.com (“Website”), owned and operated by Female Financial Fitness (“FeFiFi”). By accessing this Website, you agree to the following terms and conditions.1. Educational Content only. The content provided on this Website is for informational and educational purposes only. It does not constitute financial, investment, legal, or tax advice. 2. No Professional Relationship: Submitting a form or viewing this site does not establish a client relationship. Regulated financial services are only offered through licensed professionals by appointment and after proper disclosure .3. Intellectual Property: All content, branding, graphics, and copy are the intellectual property of Female Financial Fitness. You may not reproduce or distribute content without written permission. 4. Third-Party Links: This Website may contain links to third-party sites. We are not responsible for the content or practices of those external websites. 5. Disclaimers: We make no guarantees regarding outcomes or suitability of any strategies discussed. Any financial products are offered separately through licensed agents. 6. Limitation of Liability: Female Financial Fitness is not liable for any loss or damage resulting from the use of this Website or reliance on its content. 7. Changes to Terms: We may revise these Terms of Use at any time. Continued use of the Website indicates your acceptance of any changes.. Contact Us for questions, contact us at info@FeFiFi.com.

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